We believe that college costs are a family responsibility. However, it is also our desire to partner with you by providing financial assistance as we are able. We also firmly believe that where God calls, He provides and seeks to use financial needs to draw us closer to Him in a daily, personal relationship, thereby teaching us about His faithful provision. For many years, God has allowed us to provide different internal scholarships such as our Ministry and Academic Scholarships. These are explained in greater detail on the Scholarships page . We are now pleased to be able to offer additional financial assistance to you through the U.S. Title IV programs that will be in concert with our core values and will at the same time benefit your ability to use legitimate resources. You can read about the programs we participate in by going to the Federal Assistance page .

Concerning Loans

Over the years, Northland has had a “no-debt policy.” The goal behind this policy was to help our students graduate debt-free, allowing them to immediately enter the ministry. However, as time has passed, families have continually asked NBBC to allow them the freedom to use all of the resources available to help them pay for college. We still believe that God can and does miraculously provide money for school bills, but it is not our intention to put God in a box and to try to dictate to families how God should work in their individual circumstances. Since it is ultimately the responsibility of the student and their family to decide these matters in the light of God’s Word and the Holy Spirit’s leading, we will defer to them. At the same time, we will also consistently sound a warning against excessive debt for those going into the ministry.

With this in mind, Northland is now participating in the Federal Family Education Loan Program which includes Stafford subsidized and unsubsidized loans as well as the Parent Plus loan program. This is the only Federal loan program we will participate in. In accordance with our beliefs, this program seeks to place reasonable caps on the amount a student can borrow and allows parents to carry a large portion of the responsibility by making low-interest loans available to them for up to the cost of education. You can read more about this program and its advantages by clicking here.

Finally, regardless of what students, parents, and pastors decide concerning the financing of educational expenses, our heartfelt desire is that they would carefully consider any incurring of debt in light of a biblical philosophy of stewardship. In whatever financial counseling we do with our students, we will continue to put a strong emphasis upon God dependence and will caution them not to mount up a heavy debt load. We still reserve the right not to certify a loan or to certify it for less than the amount requested if we feel that the loan would not be in the best interest of the student’s future ministry. If you have questions or comments, please direct them to our Financial Aid office by sending e-mail to financialaid@nbbc.edu or by calling us at 1-888-4-Northland, ext. 3150.